Deutsche Retail Banking Markt Generative Engine Optimization (GEO) Report
Karten & Kartenzahlungen Analysis
2,000
Prompts Analyzed
2
Sub-Segments
5
LLMs
The 'Karten & Kartenzahlungen' segment is pivotal to the German retail banking landscape, underpinning the widespread shift towards cashless transactions. It encompasses a broad spectrum of payment instruments, from traditional debit and credit cards to innovative digital solutions, facilitating both domestic and international financial interactions. Market dynamics are influenced by factors such as transaction fees, merchant acceptance infrastructure, and the perceived value of integrated services like travel insurance or loyalty programs. Consumer behavior increasingly favors convenience and security, driving demand for seamless digital payment experiences. The competitive arena is vibrant, featuring established players like DKB and Hanseatic Bank alongside agile FinTechs such as N26, all vying for market share through product innovation and customer-centric offerings. This segment's evolution is critical for the future of retail banking, reflecting technological advancements and changing user preferences.
Overall Ranking
Model:
Brand | Ranking | Visibility | Share of Voice | Sentiment |
|---|---|---|---|---|
 DKB | #1 | 81% | 15% | 80% |
 ING | #2 | 56% | 8% | 79% |
 N26 | #3 | 56% | 8% | 79% |
 Comdirect | #4 | 39% | 6% | 81% |
 Deutsche Bank | #5 | 36% | 5% | 73% |
 Commerzbank | #6 | 36% | 5% | 73% |
 Revolut | #7 | 31% | 5% | 80% |
 Sparkasse | #8 | 22% | 3% | 76% |
 Santander | #9 | 17% | 4% | 78% |
 Volksbanken Raiffeisenbanken | #10 | 17% | 3% | 71% |
 Barclays | #11 | 14% | 2% | 77% |
 Hanseatic Bank | #12 | 11% | 2% | 93% |
 bunq | #13 | 11% | 2% | 79% |
 C24 Bank | #14 | 8% | 2% | 92% |
 ING-DiBa | #15 | 8% | 1% | 78% |
 S-Direkt | #16 | 8% | 1% | 62% |
 Postbank | #17 | 8% | 1% | 67% |
 Trade Republic | #18 | 8% | 1% | 93% |
 norisbank GmbH | #19 | 6% | 1% | 83% |
 Vivid Money | #20 | 6% | 1% | 85% |
 Consorsbank | #21 | 6% | 1% | 79% |
 Consors Finanz | #22 | 6% | 0% | 88% |
 Bank Norwegian | #23 | 6% | 0% | 91% |
 TF Bank | #24 | 6% | 0% | 95% |
 Volksbank Raiffeisenbank | #25 | 3% | 0% | 90% |
 Advanzia Bank | #26 | 3% | 0% | 90% |
 1822direkt | #27 | 3% | 0% | 84% |
 FMH Finanzberatung | #28 | 3% | 0% | 50% |
The table below shows the domains and URLs most frequently cited by LLMs when generating responses about karten & kartenzahlungen. These sources indicate where AI systems most often draw information.
Top Source Domains
Model:
Rank | Domain | Name | Used | Percentage | Sub Pages |
|---|---|---|---|---|---|
#1 | Faz | 27 | 50% | 4 | |
#2 | Handelsblatt | 21 | 37.5% | 3 | |
#3 | Netkredit24 | 12 | 25% | 2 | |
#4 | Capital-creator | 11 | 25% | 2 | |
#5 | Chip | 5 | 25% | 2 | |
#6 | Bild | 11 | 25% | 3 | |
#7 | Finanzfluss | 15 | 25% | 2 | |
#8 | Gironkonto-check | 19 | 25% | 2 | |
#9 | Ftd | 12 | 25% | 2 | |
#10 | Wikipedia | 5 | 25% | 2 | |
#11 | Computerbild | 27 | 25% | 3 | |
#12 | Kreditkarten-blogger | 9 | 12.5% | 1 | |
#13 | Inside-digital | 9 | 12.5% | 1 | |
#14 | De | 9 | 12.5% | 1 | |
#15 | Secupay | 6 | 12.5% | 1 |
Access segment domain sources
Top Source URLs
Model:
Rank | URL | Title | Used | Percentage |
|---|---|---|---|---|
#1 | Faz | 18 | 25% | |
#2 | Netkredit24 | 12 | 25% | |
#3 | Finanzfluss | 15 | 25% | |
#4 | Capital-creator | 11 | 25% | |
#5 | Handelsblatt | 12 | 25% | |
#6 | Welt | 3 | 12.5% | |
#7 | Kreditkarte | 8 | 12.5% | |
#8 | Faz | 3 | 12.5% | |
#9 | Ftd | 9 | 12.5% | |
#10 | Worldline | 2 | 12.5% | |
#11 | Computerbild | 12 | 12.5% | |
#12 | Mobilebanking | 3 | 12.5% | |
#13 | Kreditkarten-blogger | 9 | 12.5% | |
#14 | Adac | 6 | 12.5% | |
#15 | Mobilebanking | 1 | 12.5% |
Access segment URL sources
Debitkarten
Debitkarten are directly linked to a cardholder's current account, meaning transactions are debited almost immediately, providing real-time control over spending. They are ubiquitous in Germany for both cashless payments at points of sale and for withdrawing cash from ATMs. This segment forms the foundation of everyday banking, offering a straightforward and transparent payment method without incurring debt. Banks like DKB and N26 heavily promote their debit card offerings, often integrating them with mobile banking apps for enhanced functionality and security. Their widespread acceptance and direct account linkage make them indispensable for routine financial operations and budgeting.
Debitkarten - Overall Rankings
Model:
Brand | Ranking | Visibility | Share of Voice | Sentiment |
|---|---|---|---|---|
DKB | #1 | 85% | 16% | 80% |
N26 | #2 | 70% | 10% | 78% |
ING | #3 | 65% | 9% | 78% |
Comdirect | #4 | 50% | 8% | 79% |
Revolut | #5 | 45% | 7% | 78% |
Deutsche Bank | #6 | 35% | 5% | 74% |
Commerzbank | #7 | 35% | 5% | 73% |
Sparkasse | #8 | 20% | 3% | 76% |
Volksbanken Raiffeisenbanken | #9 | 20% | 3% | 71% |
C24 Bank | #10 | 15% | 3% | 92% |
Postbank | #11 | 15% | 2% | 67% |
Santander | #12 | 10% | 2% | 78% |
ING-DiBa | #13 | 10% | 2% | 73% |
bunq | #14 | 10% | 1% | 75% |
S-Direkt | #15 | 10% | 1% | 68% |
Vivid Money | #16 | 10% | 1% | 85% |
Consorsbank | #17 | 10% | 1% | 79% |
Volksbank Raiffeisenbank | #18 | 5% | 1% | 90% |
Trade Republic | #19 | 5% | 0% | 95% |
norisbank GmbH | #20 | 5% | 0% | 80% |
1822direkt | #21 | 5% | 0% | 84% |
Kreditkarten
Kreditkarten are payment instruments offering a credit line, allowing cardholders to make purchases and pay for them at a later date, typically on a monthly billing cycle. This deferred payment mechanism provides financial flexibility and liquidity. Beyond their core payment function, Kreditkarten frequently include a range of value-added services such as travel insurance, extended warranties, or loyalty programs, enhancing their appeal. Issuers like Hanseatic Bank compete on interest rates, fee structures, and the breadth of these supplementary benefits. Consumer adoption is driven by convenience, security, and the perceived value of associated perks, making them a premium product in the payment ecosystem.
Kreditkarten - Overall Rankings
Model:
Brand | Ranking | Visibility | Share of Voice | Sentiment |
|---|---|---|---|---|
DKB | #1 | 75% | 14% | 80% |
ING | #2 | 44% | 8% | 80% |
N26 | #3 | 38% | 7% | 82% |
Deutsche Bank | #4 | 38% | 6% | 73% |
Commerzbank | #5 | 38% | 6% | 73% |
Barclays | #6 | 31% | 4% | 77% |
Santander | #7 | 25% | 6% | 79% |
Comdirect | #8 | 25% | 4% | 88% |
Hanseatic Bank | #9 | 25% | 4% | 93% |
Sparkasse | #10 | 25% | 4% | 76% |
Revolut | #11 | 13% | 2% | 85% |
Volksbanken Raiffeisenbanken | #12 | 13% | 2% | 70% |
bunq | #13 | 13% | 2% | 83% |
Consors Finanz | #14 | 13% | 1% | 88% |
Bank Norwegian | #15 | 13% | 1% | 91% |
TF Bank | #16 | 13% | 1% | 95% |
Trade Republic | #17 | 13% | 1% | 93% |
norisbank GmbH | #18 | 6% | 1% | 87% |
S-Direkt | #19 | 6% | 1% | 50% |
ING-DiBa | #20 | 6% | 1% | 90% |
Advanzia Bank | #21 | 6% | 1% | 90% |
FMH Finanzberatung | #22 | 6% | 0% | 50% |